Company Profile

Hanhua Financing Guarantee

Hanhua Financing Guarantee Group has a registered capital of RMB 3.5 billion and net assets of RMB 3.8 billion. The company has received a credit rating of AA+ in the capital market and AAA- in the credit market. With 26 branches set up in Chongqing, Sichuan, Beijing, Jiangsu, Liaoning and other places after approval, the company is the largest commercial financing guarantee company in China with the widest geographical coverage. Currently, Hanhua Guarantee is cooperating with 65 banks and 44 non-bank financial institutions, and has obtained a total credit line of more than RMB 60 billion.

  • 100billion

    Provided 17,000+ SMEs with
    guarantees amounting to nearly RMB 100 billion
  • AAA-

    AAA- rating
    in the credit market
  • AA+

    AA+ rating
    in the capital market
  • 26partners

    branches operating
    in 26 provinces (municipalities)
  • 109partners

    Established partnership with
    65 banks and 44 non-bank financial institutions

Corporate Qualifications

Business Introduction

Direct Financing Guarantee

In the fund raising processes such as the issuance, sale, and trading of financial products by clients, the company offers credit guarantee or credit enhancement services by purchasing financial products. In case the client fails to fulfill the obligations stipulated in the financial products, the company assumes the corresponding performance liabilities in accordance with the guarantee letter or guarantee contract. These mainly include: corporate bond guarantee, asset-backed note (ABN) guarantee, asset-backed securitization (ABS) guarantee, SME private placement debt guarantee, private placement note (PPN) guarantee, medium-term note guarantee, short-term financing bond guarantee, and private financing guarantee of local exchanges, etc.

Product Introduction


Business Process


  • Banking institutions
  • Non-banking institutions