Since the outbreak of COVID-19, Hanhua Guarantee Group has actively implemented the decision-making and deployment of the Party Central Committee, the State Council and local party committees and governments at all levels to resolutely win the war of epidemic prevention and control. The Group, as a listed company, has given full play to the take on social responsibilities, responded promptly, and adopted various measures to fight against the epidemic. On February 4, Hanhua Guarantee Group donated RMB 1.5 million to the Charity Federation to support epidemic prevention and control in Chongqing, Wuhan and other places. At the same time, as a private financial institution, the Group has given full play to the mechanism advantages of flexibilility, high speed and efficiency to launch a number of epidemic-related business initiatives and make every effort to provide diversified financial support to enterprises participating in epidemic prevention and control.

Take the responsibility of guarding the country and jointly build "fences". For customers whose loan contracts will be overdue within three months, Hanhua Guarantee will start an early response mechanism, fully communicate with the cooperative banks, and assure high-speed approval to ensure the renewal of loans and insurance for customers, so as to help enterprises resume work and production smoothly and fight against the disease.

Take the responsibility of guarding the country and jointly put up "bulwark". Hanhua Guarantee has taken the initiative to communicate and cooperate with relevant government departments to provide a loan of RMB 20 million at most for the emergency guarantee financing needs of drug supply enterprises, medical device production enterprises and transportation logistics companies participating in epidemic prevention. Besides, Hanhua Guarantee has also moderately reduced financing guarantee conditions, increased risk tolerance and lowered charging standards to support enterprises' financial needs.

Take the responsibility of guarding the country and offer "full-time" financial service. During the Spring Festival, Hanhua Guarantee started a 24-hour emergency response mechanism and actively adopted online mode to offer consultation, acceptance, approval and post-loan services to provide financial support and isolate epidemic risks. While adhering to charge no deposit from customers, Hanhua Guarantee has also reduced the fees and costs for the customer and appropriately reduced the guarantee fee by 0.5%-1% for enterprises affected by the epidemic.

As the toughest grass can stand strong winds, we must take the responsibility to fight against the disaster. Hanhua Guarantee will continue to pay attention to the development trend of the epidemic, stick to the initial intention of inclusive finance, and contribute to the prevention and control of the epidemic with practical actions.