瀚华金融

Financial Highlights Over the Years

	30 June 2019	31 December 2018	Change
Total Assets (RMB 100 Million Yuan)	176.85	188.46	-6.2%
Total Liabilities (RMB 100 Million Yuan)	98.96	109.82	-9.9%
Net Assets (RMB 100 Million Yuan)	77.90	78.64	-0.9%
	For the six months period ended 30 June 2019	For the six months period ended 30 June 2018	Change
Operating Income (RMB 100 Million Yuan)	6.17	7.27	-15.1%
Net Profit (RMB 100 Million Yuan)	1.31	1.54	-14.9%
Earnings Per Share (RMB Yuan)	0.03	0.03	-
Credit Guarantee Business Default Rate (%)	0.4	1.0	-0.6ppt
Credit Guarantee Business Recovery Rate (%)	30.7	73.7	-43.0ppt
	30 June 2019	31 December 2018	Change
Credit Guarantee Business Provision Rate (%)	0.9	0.8	+0.1ppt
Provision Rate of the Micro and Small Loan Business (%)	5.2	4.8	+0.4ppt
Proportion of the Balance of Impaired Micro and Small Loan Business (%)	1.9	2.0	-0.1ppt