瀚华金融

Financial Highlights Over the Years

	31 December 2020	31 December 2019	Change
Total Assets (RMB 100 Million Yuan)	148.64	175.27	-15.19%
Total Liabilities (RMB 100 Million Yuan)	67.67	96.14	-29.61%
Net Assets (RMB 100 Million Yuan)	80.97	79.13	+2.33%
	FY 2020	FY 2019	Change
Operating Income (RMB 100 Million Yuan)	11.54	12.47	-7.46%
Net Profit (RMB 100 Million Yuan)	2.08	2.93	-29.01%
Earnings Per Share (RMB Yuan)	0.03	0.05	-40.00%
Credit Guarantee Business Default Rate (%)	0.6	0.5	+0.1ppt
Credit Guarantee Business Recovery Rate (%)	68.8	106.5	-37.7ppt
	31 December 2020	31 December 2019	Change
Credit Guarantee Business Provision Rate (%)	1.0	1.0	-
Provision Rate of the Micro and Small Loan Business (%)	5.7	5.2	+0.5ppt
Proportion of the Balance of Impaired Micro and Small Loan Business (%)	2.0	2.1	-0.1ppt