瀚华金融

Financial Highlights Over the Years

	30 June 2020	31 December 2019	change
Total Assets (RMB 100 Million Yuan)	154.73	175.27	-11.7%
Total Liabilities (RMB 100 Million Yuan)	74.32	96.14	-22.7%
Net Assets (RMB 100 Million Yuan)	80.41	79.13	+1.6%
	For the six months period ended 30 June 2020	For the six months period ended 30 June 2019	Change
Net Fee and Interest Income (RMB 100 Million Yuan)	5.09	5.84	-12.9%
Net Profit (RMB 100 Million Yuan)	1.44	1.31	+9.9%
Earnings per Share (RMB Yuan)	0.03	0.03	-
Credit Guarantee Business Default Rate (%)	0.9	0.4	+0.5ppt
Credit Guarantee Business Recovery Rate (%)	57.7	30.7	+27.0ppt
	30 June 2020	31 December 2019	change
Credit Guarantee Business Provision Rate (%)	1.0	1.0	-
Provision Rate of the Capital Business（%）	4.6	4.4	+0.2ppt
Proportion of the Balance of Impaired Capital Business（%）	2.0	1.9	+0.1ppt
Provision Rate of the Loan Business（%）	5.4	5.2	+0.2ppt
Proportion of the Balance of Impaired Loan Business（%）	2.1	2.1	-