瀚华金融

Financial Highlights Over the Years

	30 June 2021	31 December 2020	Change
Total Assets (RMB 100 Million Yuan)	130.08	148.64	-12.5%
Total Liabilities (RMB 100 Million Yuan)	49.86	67.67	-26.3%
Net Assets (RMB 100 Million Yuan)	80.22	80.97	-0.9%
	For the six months period ended 30 June 2021	For the six months period ended 30 June 2020	Change
Operating Income (RMB 100 Million Yuan)	4.42	5.95	-25.7%
Net Profit (RMB 100 Million Yuan)	1.01	1.44	-29.9%
Earnings Per Share (RMB Yuan)	0.02	0.03	-33.3%
Credit Guarantee Business Default Rate (%)	0.4	0.9	-0.5ppt
Credit Guarantee Business Recovery Rate (%)	24.8	57.7	-32.9ppt
	30 June 2021	31 December 2020	Change
Credit Guarantee Business Provision Rate (%)	1.0	1.0	-
Provision Rate of the Micro and Small Loan Business (%)	6.2	5.7	+0.5ppt
Proportion of the Balance of Impaired Micro and Small Loan Business (%)	2.4	2.0	+0.4ppt