瀚华金融

Financial Highlights Over the Years

	1H2014	1H2013	Change
Net Fee and Interest Income (RMB Million)	1007	675	49.3%
Profit Before Taxation (RMB Million)	413	234	76.5%
Profit After Tax for the Period (RMB Million)	318	179	78.1%
Earnings per Share (RMB Yuan)	0.07	0.06	16.7%
	1H2014	1H2013	Change
Profit Margin Before Taxation (%)	41	34.7	+6.3percent points
Net Profit Margin (%)	31.6	26.5	+5.1percent points
Guarantee Default Rate (%)	1.4	1.6	-0.2percent points
Impaired Loans Ratio (%)	2.7	2.3	+0.4percent points
Cost-to-Income Ratio (%)	41.5	44.5	-3.0percent points