瀚华金融

Financial Highlights Over the Years

	2014	2013	Change
Net Handling Fee and Interest Income (RMB Million)	2000.8	1576.7	26.9%
Operating Expenses (RMB Million)	1362.4	1147.3	18.7%
Net Profit (RMB Million)	507.4	356.7	42.2%
Earnings per Share (RMB Yuan)	0.11	0.1	10%
Net Asset per Share (RMB Yuan)	1.5	1.4	7.1%
	2014	2013	Change
Net Profit Margin (%)	25.4	22.6	+2.8percent points
Guarantee Default Rate (%)	1.9	1.6	+0.3percent points
Impaired Loans Ratio (%)	3.6	2.6	+1.0percent points
Return on Shareholder Equity (%)	7.8	9	-1.2percent points