Financial Highlights

  1H2014 1H2013 Change
Net Fee and Interest Income (RMB Million) 1007 675 49.3%
Profit Before Taxation (RMB Million) 413 234 76.5%
Profit After Tax for the Period (RMB Million) 318 179 78.1%
Earnings per Share (RMB Yuan) 0.07 0.06 16.7%
  1H2014 1H2013 Change
Profit Margin Before Taxation (%) 41 34.7 +6.3percent points
Net Profit Margin (%) 31.6 26.5 +5.1percent points
Guarantee Default Rate (%) 1.4 1.6 -0.2percent points
Impaired Loans Ratio (%) 2.7 2.3 +0.4percent points
Cost-to-Income Ratio (%) 41.5 44.5 -3.0percent points